Skip to content

Horace, ND

Cub Creek — Horace, ND Homes for Sale

2026 Home Prices & Tax Credit Guide

Cub Creek, Horace: 2026 Home Guide & Local Stats

By Christopher Leigh, Broker/Owner

Cub Creek is a “High-Velocity” neighborhood in the Horace real estate market. Our 2025 market audit confirms that Cub Creek hits the market’s “sweet spot” for value with a $319,000 median sold price. With a 65% new construction ratio and immediate walking access to the Horace High campus, this neighborhood offers premier liquidity and modern infrastructure for active families.

2025–2026 Neighborhood Performance

MetricValue
Median Sold Price$319,000
Avg. Time to Sell67 days
New Build Ratio65.0%
ND Tax Credit$1,600

Home Wealth: Taxes & Utility Audit

Metric2025–2026 Audit StatsWhat it means for you
Special Assessments$4,732 (median)Low debt entry point for Horace.
Annual Payment$429 (est.)Minimal impact on monthly carry cost.
Contract to Keys98 days (new-build avg)Plan for a 3-month construction horizon.
Loan EligibilityUSDA 0% Down eligiblePreserve cash for upgrades.

Location Check: Drive Times

DestinationDrive Time
Horace High1 min
Sanford Medical12 min
Microsoft Campus15 min
West Acres Mall17 min
NDSU Campus23 min
ServiceProviderContact
Fiber InternetReadiTech Fiber701-347-2020
ElectricityCass County Electric701-356-4400
Natural GasXcel Energy800-895-4999
City ServicesCity of Horace701-282-1925

School District Info

Students in Cub Creek attend Horace Elementary, Heritage Middle, and Horace High School.


Verified Authority Data: 2025 market stats based on full-year closed transactions in the Fargo-Moorhead FlexMLS. School tracks verified via West Fargo Public Schools 2026 boundaries. Property tax data cross-referenced with the Cass County Treasurer and ND Tax Commissioner.

Active Homes for Sale in Horace, ND

Loading homes…

View All Homes

Horace Area Map

Frequently Asked Questions

Why is Cub Creek considered a high-velocity market?

Cub Creek hits the price point where demand is highest. At a $319,000 median price, homes move quickly, often averaging 67 days from listing to pending, making it a highly liquid asset for Horace homeowners.

How are special assessments in Cub Creek compared to Southdale?

Surprisingly, our 2025 audit shows Cub Creek has one of the lowest median special assessment balances in the area at $4,732. This makes the total monthly carry cost significantly lower than newer phases in Southdale Farms.

Does Cub Creek qualify for 0% down financing?

Yes. As of 2026, Cub Creek remains in the USDA Rural Development eligibility zone. This allows qualified buyers to secure a newer home with zero money down, a huge advantage in a market with high builder standards.

What is the 'Hawk Track' advantage for Cub Creek owners?

Cub Creek owners live within the shadow of the Horace High campus. This 'campus track' proximity is a primary driver of the city's 10.6% growth rate and traditionally protects resale value during market shifts.

How do I apply for the $1,600 ND Primary Residence Credit?

Primary residents apply through the ND Tax Commissioner between January and April 1, 2026. This credit is available for all eligible owner-occupied properties in Cub Creek.

Ready to explore Horace?

Talk to Christopher Leigh and the Vision Realty team.